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How a High-risk Credit Card Processor Can Max Your Growth Potential

High-risk payment processors are important to the growth of your business. They help you get around some of the more common barriers that come with running a business. Because the payments they process are considered high-risk, these processors will work with businesses that would not normally be able to accept credit cards. This is an opportunity for any business or startup looking to increase its client base or offer streamlined checkout for shoppers.

The Top Benefits of Working with a High-Risk Processor

Discover the far-reaching pros of high-risk processors.

1. Expand your global footprint

Access to international markets is one of the biggest pros of working with a high-risk credit card processor. These payment enablers ensure you enjoy the following privileges that you wouldn’t get with a standard low-risk processor:

  • Handle CNP (card-not-present) transactions.
  • Sell items in multiple currencies.
  • Reach other global markets beyond

These conveniences position your business for international growth outweighing any perceived challenges of owning a high-risk account.

2. Unlimited earning potential

Standard processors limit your earning potential because:

  • They cannot set up recurring payments.
  • Their processing cap is $20,000 – $25,000/month.
  • They don’t process high-value transactions exceeding $500.

Yet your business can benefit from recurring payments, high-value transactions, and an increased monthly cap.

3. High-risk niches invite greater profits

Industries considered high-risks are less exploited and more profitable than their low-risk counterparts. Most merchants would rather stay away from the regulatory burden in risky business categories.

This reduces the general competition positioning your high-risk businesses for success.

4. Manageable Chargebacks

High-risk processors don’t consider too many chargebacks a big deal. If anything, they understand the nature of your business. This means your business or account won’t go down; the worst that can happen is you pay more fines.

Though the ultimate goal is to reduce chargeback levels, you’ll be happy to continue your business operations uninterrupted.


High-risk processors serve businesses that need to accept payments in high-risk industries like the adult sector, pharmaceuticals, etc. While traditional payment processors do not want to work with these types of businesses, high-risk processors specialize in them. If you choose to partner with a high-risk, vet them upfront to see if they fit your business’s needs.

Author Bio: Content crafter Alex Wilmont has been active in the payments industry for over 15 years. His mission is to enhance and innovate the fintech industry through services like Pinwheel Pay. He lives simply, gives generously, and loves his two dogs.

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